CSR & Environmental Considerations in MC's Investments
Loan and investment proposals are examined by the Executive Committee, which acts as the strategic decision-making body for MC. Social and environmental risks are also examined as part of this process, with some proposals receiving further review from the Board of Directors when necessary.
Loan and investment decisions by the Executive Committee are based on advisory input from the Portfolio Management Committee, which in turn bases its advice on comments submitted by specialized internal departments. The screening and review process is a comprehensive one, taking into account not only economic but also global environmental and social impact factors. The process is specifically guided by the following mechanisms:
- Inclusion of environmental and social impacts in loan and investment proposals
- Screening of environmental and social impacts by the CSR & Environmental Affairs Office
The CSR & Environmental Affairs Office uses the following documents to guide its screening process: Guidelines for Confirmation of Environmental and Social Considerations published by the Japan Bank for International Cooperation (JBIC) and International Finance Corporation (IFC) guidelines. The office has also formulated a CSR checklist for consideration before advancing loan and investment proposals. In addition to screening for environmental criteria, social criteria such as human rights and working conditions are also examined with careful consideration for each country or region's unique circumstances.

Results of Environmental Management Survey of Business Investment Partners
| Yes | No | ||
| Q1 | Has your company obtained ISO 14001, Eco-Action 21* or other environmental management system certification? | 16% | 84% |
| Q2 | Does your company have a management system that promotes companywide environmental management? | 35% | 65% |
| Q3 | Does your company run a regular environmental education program for employees? | 23% | 77% |
| Q4 | Has your company had any environmental accidents or received any environmentrelated complaints? | 4% | 96% |
| Q5 | Does your company currently have any problems with soil or groundwater pollution? | 3% | 97% |
| Q6 | Is there a risk of soil or groundwater pollution resulting from your company's operations? | 23% | 77% |
* Implemented by Japan's Ministry of Environment, this certificated registration system is based off of ISO14001 and aimed at small and medium-sized businesses.
Proportion of MC Business Investment Partners Whose Environmental Performance Has Been Assessed


